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Read: 6 min

How much does custom jewelry cost?

Photo of Matt Wodenka
by Matt Wodenka
Aug 26, 2025 1:18PM
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Summary

Custom jewelry lets you design a one-of-a-kind piece that reflects your style, milestones, and personal story.

  • Cost depends on materials, design complexity, jewelry type, and the designer’s skill level.
  • Pieces range from simple rings ($300+) to intricate gemstone bracelets or statement necklaces ($2,000–$5,000+).
  • Research reputable designers, review portfolios, and compare pricing to ensure your vision comes to life.

 

Finding that piece of jewelry you’ve been looking for in a jewelry store is such a great feeling. But when you can't find it, it can be pretty frustrating. Luckily, custom jewelry may be an option for you to get precisely what you are looking for: a one-of-a-kind piece that is uniquely yours. However, embarking on a custom jewelry journey can be intimidating and filled with many questions. How much does custom jewelry cost? Where can you get custom jewelry made? Find the answers and begin your exciting journey to purchasing custom jewelry here!


What is custom jewelry?


Custom jewelry is jewelry that’s designed and crafted specifically for one person, reflecting their unique style and preferences. Just as other items like clothing, furniture and even shoes can be tailor-made to suit someone's personal taste or body, so can jewelry. With so many elements comprising most jewelry pieces—the materials used, the cut of a gemstone, the setting style and design details—the combination possibilities for creating custom jewelry are practically endless. Whether you prefer a vintage-inspired jewelry vibe, a minimal modern jewelry look, or something striking and completely out of the box, custom jewelry can help you bring your vision to life.


Custom-made jewelry allows you to choose everything from the gemstone type (or no gemstone at all!) to the metal color, designs, unique engravings, or additional symbolic embellishments. This level of personalization creates a meaningful piece (potentially a future treasured family heirloom!) different from any piece you could find in a store. While custom jewelry can be made anytime, these personalized pieces are great for commemorating significant milestones such as engagements, anniversaries, new jobs, the birth of children, retirements, promotions, memorable vacations and more.


What influences the cost of custom jewelry?


Now that you know what custom jewelry is, let’s explore the big question: cost. The cost associated with custom jewelry depends on various factors, including the materials with which the piece is made, the complexity of the design, the type of jewelry being made, and the designer's skill level. Let’s see how each impacts a custom jewelry piece’s price. 


Material selection


It should be no surprise that using different materials will result in different customized jewelry costs. For example, a ring composed of sterling silver and cubic zirconia will almost certainly be less expensive than one made with gold and a diamond. Not only does the type of material matter, but also the quality of the material. Not all metals are created equally. A higher-karat gold or silver will cost more than a lower-karat option. In contrast, a 2-carat diamond will typically cost more than a lower-carat diamond of similar quality (cut, color, clarity). You get the idea!
 

Complexity of design
 

Now that you’ve picked out your materials, you’ll want to decide on a specific design for your unique jewelry piece. Similar to how a complex, multi-level home will likely cost more to design and build than a simple, single-story home (if all inside finishings are similar), the more complicated a jewelry design is, the more time, labor and expertise it will likely require. Intricate designs take additional time and steps to conceptualize and execute and may also require a more experienced jewelry designer (read: higher priced) to bring your vision to life.

For example, crafting a simple pendant necklace may take just a few days, while a more elaborate design could require several weeks of careful planning, assembly, and finishing, resulting in greater labor costs and a higher final price tag. Similarly, a simple metal band ring will likely take less time, planning, precision, and skill than a ring containing a gemstone, an elaborate setting, or custom engravings.


Jewelry type


Different types of jewelry will require different amounts of labor, different materials and varying levels of craftsmanship. Small stud earrings require less material and labor than a chunky bracelet or a multi-layered statement necklace. Rings, especially engagement rings, tend to be labor-intensive pieces to build because of their gemstones, settings and focus on durability for daily wear.


Skill level of designer


Hinted at above, some jewelry pieces will require a higher level of skill and precision than others. As the saying goes, you get what you pay for! Therefore, if the expert being tasked with designing and crafting your custom-made jewelry has significant experience and elevated skills, you will likely pay more than if the work was being conducted by someone newer to the craft. 


How much does it cost to have custom jewelry made?


The cost of custom-made jewelry depends on a variety of factors, including the type of piece, design complexity, materials used, and the labor involved.  While each piece is unique, the value ranges below provide a general idea of what you might expect to spend.* 


Simple custom ring


A simple custom ring, like a plain band in gold, silver or platinum typically ranges from as low as $300 to several thousands of dollars. The final price may increase depending on the metal chosen, the width of the band, whether a gemstone is included, and any unique design elements or finishes. 


Custom necklace


Custom necklaces vary widely in scope. A minimal pendant on a thin gold or sterling silver chain might range from $500 to $1,500, while more intricate designs with gemstones, thicker metal or handcrafted elements can cost $2,000 or more. The price depends heavily on the complexity of the design, materials used and the chain’s length.


Customized gemstone bracelet


A custom gemstone bracelet, such as a tennis or charm bracelet, can range between $800 and $5,000. Factors like the type, quality and number of stones, setting style and bracelet structure can raise the cost significantly. High-end pieces with rare stones or detailed metalwork may exceed this range.


Custom earrings


Custom earrings can be affordable or high-end, depending on the materials and intricacy. A simple pair of gold or silver studs may start around $300, while gemstone or statement earrings with detailed craftsmanship can range from $800 to $2,500 or more. Matching gemstone pairs and symmetrical detailing can also contribute to higher pricing.


Where to buy custom jewelry


If you’re considering custom jewelry but you’re unsure of where to get your custom jewelry made, there are several things you should consider. You'll want someone who can bring your vision to life while guiding you through design, materials and budget considerations.


Research reputable custom designers


Start with designers who specialize in custom work. Look for strong online reviews, personal recommendations, or local jewelers with a track record in creating custom-made jewelry. For the best experience, choose someone who communicates clearly and is upfront about the process. This helps avoid surprises or misunderstandings along the way.
Keep an open mind, too. Some jewelers still sketch designs by hand and shape metal using traditional tools, while others use modern techniques like 3D jewelry printing to achieve new designs. 


Review portfolios and past work


Review past projects to get a feel for a jewelry designer's look. This can help you ensure the designer's style aligns with your vision and give you peace of mind that they have experience in the type of jewelry piece you commission.


Compare pricing


While prices will vary, many jewelers offer starting price ranges or quotes based on your design ideas. Use these estimates to compare services, material quality and level of customization. Keep in mind that higher prices often reflect more advanced craftsmanship, higher-quality materials or highly personalized service.


Protect your custom jewelry


You’ve spent the time (and money!) to have the perfect custom jewelry designed and crafted for you. Now it’s time to keep that special piece protected with a personal jewelry insurance policy from Jewelers Mutual. Jewelers Mutual is an affordable option that provides coverage beyond the limits of a typical homeowners policy. Click the link below to check your rate.

*At the time of this publishing.

 

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